Need Advice On Budgeting Apps And Banking For My Daughter Moving To Spain For College

My 18-year-old daughter is moving to Barcelona in August to attend business school. She’ll be there for at least two years, with the possibility of transferring to other campuses in Europe, South America, or North America after that. She’s currently working for the next six months to save up before the big move.

We’ve set aside some funds in a US bank account to cover her tuition and living expenses in Barcelona, but we’d like her to avoid touching that money for now. She’s looking for a budgeting app to help her manage her finances starting now, but especially once she’s in Spain. She’s drawn to systems like Qube, where the bank and budgeting app are integrated, but she’s open to other solutions too.

Since she’ll be moving abroad, things might get a bit more complicated. She’ll likely need to open a Spanish bank account unless she can find a US bank that doesn’t charge international fees. She’s never budgeted before, so the app needs to be simple, visually appealing, and easy to use for a young adult who’ll be juggling studies and a busy social life.

Here’s what we’re looking for: - A budgeting app that’s iOS and web-friendly (if possible). - Recommendations for banks that work well internationally or in Spain. - Any tips for managing finances as a student abroad.

Thanks so much in advance for your help! We really appreciate any advice you can offer.