A Hospital Is Charging Me $4500 For One Xray Even Though I Have Insurance?

Hi,

Few weeks ago I went to the hospital (not ER) to get checked and they said they would like to take an xray. I didn’t think anything was broken But regardless, they told me they need me to take an xray.

I have insurance and this hospital was in-network. My out of pocket max deductible is $3000 for the year, but I got a mail today saying that this is ineligible for that deductible and that I owe the full $4500.

I am in tears. This is going to ruin me. I admit I am too stupid to even know who I can reach out to help? Either contesting it or just plain and simple declaring bankruptcy? I can’t afford $4500. I am so fucked. This healthcare system is ridiculous.

Please I just need some advice on what I can do I feel so lost…attached image of insurance letter