Ex Partner Lives In Jointly Owned House And I’m Facing Bankruptcy. What Are The Ramifications For Her?
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Unmarried ex partner of mine and I bought a house together many years ago. We are both on the mortgage and the deed. I no longer live in the home. She lives there and is on disability with no chance of gaining meaningful employment. The disability payments are not sufficient to pay for the house. Her father has been assisting with covering the house payment and utilities. I have not lived in the house nor made a payment on it, although payments are current, in six months.
Due to an accumulation of other debts, I am most likely going to have to file for bankruptcy this year. What are the implications of this for the shared ownership of that home with my ex who is still living there? That I am aware, the state of Ohio does not necessarily force somebody to give up their home in certain bankruptcy filing situations, but how might that apply, or not, with me living in an apartment elsewhere?
I own no other property save for an inexpensive automobile. Student loans, medical debts, credit cards. The usual. I am employed and I’m not low income, but I make just enough to get by and service the minimums on my debts. No dependents are involved.
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