I Stopped Paying All My Debts, I Have No Money....

I have no more money, no job, disabled, and stopped paying my credit card bills

My assets - A car that works sometimes (2012 Ford Escape) I need about 400 bucks to fix now.
401k - Maybe...MAYBE $1500
BITCOIN - ABOUT $170
Bank account $41 (since it is now under a thousand, they will charge me $25 dollars

I been paying the minumum, but stuff was getting too expensive. My doctor bills, gas, food, etc. I am on a fixed income. Now, I stopped paying. NOT TO MAKE MONEY, but to pay for rent, food, heat..

ANyway, I wont be able to afford a lawyer when they sue me. I have about 25,000 in debt. How can I let them know that I can not pay and hiring a lawyer will be a waste of time and money for them? Not being rude, I genuinly don't want to cost credit card companies more money. Or should I just go to court and let them find out for themselves?

How can avoid being sued? How can avoid going to court? I am so scared.

No family