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Lost My Insurance Claim In An Audio Accident Because The Other Driver Lied

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(Throw away for privacy)

Earlier this year I was involved in an auto accident that happened on a company's private property (I live in Ohio). The other driver was going the wrong way in a one way parking lot and I couldn't see them when I turned around a corner. After we exchanged insurance information (where she very obviously thought I was at fault, due to her saying my insurance will be paying her) I spoke with my insurance and explained what happened and they were going to find her at fault.

I had pictures of the parking lot with the painted arrows showing it was a one way. A map/ diagram provided by the company showing the flow of traffic. The original statement from the other driver even put her going against the one way (something I pointed out to my insurance which nailed the decision to hold her liable).

However, about 2 weeks ago I found out I lost my claim. Which was a shock considering I thought it was pretty cut and dry. Turns out she apparently changed her story and told the insurance company that I hit her PARKED car. This woman was very vocal after the accident about what happened and told many people at the company about "me hitting her" but even the original story she told everyone she wasn't parked. Now that everyone is questioning her how she won (because again, she's telling everyone about it and that she beat my claim) she's admitting to her changed story.

I guess I'm asking what all I need to do to take her to court and is it worth it. I feel like she blatantly committed insurance fraud. I have many people at the company that were witness to her original story and now the changed story. HR in the company said there's video evidence but they're unable to release it without police asking but several of them saw the video for themselves and are willing to write statements. Is there a way to obtain the original statement made by the other driver to the insurance? My phone call with my issuance should've been recorded as well so could that be used? Do I have enough evidence and is it solid enough?

I should note that even though I took my car to a body shop to get a quote for the insurance, I never actually had my car repaired due to not having hundreds of dollars to cover the deductible at the time. (It was just body damage and nothing really major or unsightly)

I'm not really sure where to go from here or if I just need to accept the outcome and let things go. Any help would be appreciated!

submitted by /u/Reasonable_Till_4073
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