Mcdonalds Franchise Owners Want Me To Commit Insurance Fraud

Recently there was a thunderstorm that knocked out the power to the mcdonalds I work at and it effected some of the appliances in the kitchen. Yesterday the franchise owner had us bring broken appliances from other stores to this store so that when the insurance person comes today to take pictures they can say that these items were affected during the power outtage. They also want me and my co worker to be there to "answer any questions" the insurance person may have. This is insurance fraud, right? I feel like they want me and Co worker to be the ones talking to insurance person bc if it goes sideways they can use us as scapegoat. I tried posting this to the mcdonaldsemployees subreddit but I'm using a throwaway account and can't post there without karma.
Advice?