Wife Of 6yrs Opposes Non-contested Divorce Despite No Kids, Minimal Assets! Indiana

I have an appointment next week with the divorce attorney. It's a flat-rate, non-contested divorce attorney. She is now being super hesitant and saying she's got consultations with all these attorneys. State is Indiana. No kids, she works full-time.

She keeps mentioning wanting to take part of my pension, 401K, and house equity. That's soul crushing. The equity in the house is ~$45K, before realtor fees, repairs, etc. It was my lifelong home and at 2%.

My 401K is $40K. My pension I am 18yrs in but need to serve 30yrs and retire at 57.

I'm currently $300K in debt, accrued during marriage. I'm not asking her to take on any of that, simply the debt in her name ($20K).

If she contests it, I would contest the debt responsibility. How is that advantageous to pay two attorneys to fight it out in court, for what I assume is 6yrs share?

Am I thinking logically or is she just out for every penny? Btw- I did absolutely nothing wrong in the marriage. I'm unable to have children and she wants children.